Letter of Map Amendment (LOMA)

The Letter of Map Amendment (LOMA) is a crucial service, particularly for property owners in flood-prone areas. A LOMA is an official document issued by the Federal Emergency Management Agency (FEMA) that amends an existing Flood Insurance Rate Map (FIRM). This amendment is significant for property owners whose buildings or land have been incorrectly mapped in a high-risk flood zone. Obtaining a LOMA can exempt the property from mandatory flood insurance requirements, potentially leading to significant cost savings. This service involves a detailed analysis of the property's elevation relative to nearby flood zones, ensuring accuracy in flood risk assessment and providing essential support for FEMA